Compliance Advisory

About Legal & Compliance

The Legal & Compliance Department supports the business by ensuring legal clarity, regulatory compliance, and responsible business practices across the organization. The team plays a key role in safeguarding the company’s operations by managing legal and compliance risks while enabling the business to operate confidently within applicable laws and regulations.

Working closely with internal and external stakeholders, the department provides legal oversight, regulatory guidance, and governance support to ensure business decisions are well-informed, compliant, and aligned with ethical standards. Through strong legal and compliance frameworks, the team helps maintain trust, accountability, and long-term business sustainability.

About the role

Drive end-to-end regulatory, product, and compliance oversight for Lending Business Unit while supporting compliance and product governance across other Financial Services products in DANA.

You'll be working on:

• Lead regulatory assessment and advisory for lending products (e.g., BNPL, cash loan, embedded lending)
• Ensure compliance with OJK/BI/Bappebti and other applicable regulations across lending lifecycle
• Support cross-FS product initiatives (payments, wallet, investment, insurance) from compliance & risk perspective
• Conduct product structuring analysis (regulatory characterization, licensing, risk exposure)
• Work closely with Product, Risk, Legal, and Business teams to enable compliant product launches
• Identify and mitigate risks (AML/CFT, fraud, consumer protection, data privacy) in lending and FS products
• Manage regulator engagement and support audits, reporting, and inquiries
• Develop internal policies, SOPs, and control frameworks for lending and FS ecosystem

Qualifications:

• 3-4 years experience in fintech/banking/financial services (focus on lending preferred)
• Strong understanding of Indonesian financial regulations (OJK, BI, AML/CFT, consumer protection)
• Experience in product advisory / regulatory analysis / compliance review
• Ability to translate regulations into practical product requirements
• Strong stakeholder management (Product, Risk, Business, Tech)
• Analytical thinking with structured problem-solving approach
• Experience handling regulator communication or audits